Settlers lake, Cumming GA Homes for Sale

Discover Settlers Lake Community

Settlers lake, Cumming GA Home

Settlers lake, Cumming GA Home

Settlers Lake in Cumming, GA, is a vibrant and inviting community that offers a mix of modern amenities and serene natural beauty. This neighborhood, developed between 2006 and 2019, features a range of single-family homes designed to meet various lifestyle needs. Located east of Hopewell Road and south of Jot Em Down Road, Settlers Lake combines the tranquility of suburban living with convenient access to urban amenities.

A Glimpse into the Community

The community is centered around a picturesque 18-acre lake, providing a tranquil setting for residents. The lake isn't just for show; it's perfect for canoeing, kayaking, and fishing. Residents also enjoy resort-style amenities including a two-story clubhouse, a sparkling pool with ample decking for lounge chairs and tables, and tennis and basketball courts. For families with children, there's a well-maintained playground, and for social gatherings, the central neighborhood park with a fireplace offers a cozy meeting spot.

Ideal Location

Settlers Lake is strategically located, offering easy access to major roads such as GA400, making commuting to nearby cities like Alpharetta and downtown Atlanta a breeze. The proximity to Lake Lanier and the Blue Ridge Mountains adds to the community's appeal, providing ample opportunities for outdoor activities and weekend getaways.

Types of Homes Available

Settlers lake, Cumming GA Home

Settlers lake, Cumming GA Home

Settlers Lake offers a variety of home styles and sizes to fit different needs and budgets. The homes in this community range from 2,388 to 5,576 square feet, with prices typically around $584,000. Recent sales show a healthy market with homes selling between $510,000 and $655,000. The diversity in home sizes and prices ensures that there's something for everyone in this desirable community.

Architectural Styles and Designs

The homes in Settlers Lake boast a mix of traditional and ranch-style architecture. Many homes feature beautiful stone and shingle exteriors, adding to the neighborhood's charming aesthetic. Inside, these homes are designed with modern living in mind. Gourmet kitchens with granite countertops, Whirlpool appliances, and custom cabinetry are standard. Hardwood floors and 9-foot ceilings on the main level create a spacious and elegant atmosphere.

Spacious and Functional Layouts

Homes in Settlers Lake are built to accommodate modern families' needs. They typically have up to 5 bedrooms and 4 bathrooms, providing plenty of space for everyone. Options for media rooms, guest suites, and flexible loft areas make these homes versatile and functional. The two-car garages are standard, offering ample space for vehicles and storage.

Modern Upgrades and Amenities

Residents of Settlers Lake enjoy numerous modern upgrades that enhance their living experience. Energy-efficient appliances, high-quality flooring, and custom cabinetry are just a few of the standard features. Outdoor spaces often include landscaped yards, patios, and sometimes private pools, providing perfect spots for relaxation and entertainment.

County Tax Information

Homeowners in Settlers Lake benefit from relatively reasonable property taxes, with an average annual property tax of approximately $3,280. This is a reflection of the high-quality amenities and services provided within the community, making it a great value for residents.

Schools and Education

Settlers Lake is part of the highly-rated Forsyth County School District. Schools serving the community include Coal Mountain Elementary School (PK-5), Silver City Elementary School (PK-5), North Forsyth Middle School (6-8), and North Forsyth High School (9-12). These schools are known for their excellent academic programs and supportive environments, making Settlers Lake an ideal place for families with school-aged children.

Architectural Styles and Designs

Settlers lake, Cumming GA Home

Settlers lake, Cumming GA Home

Homes in Settlers Lake feature a variety of architectural styles, primarily traditional and ranch designs. These homes, built between 2006 and 2019, showcase exteriors made of durable materials like stone and shingle, giving the neighborhood a cohesive and appealing look.

Interior Features

Inside, the homes are equipped with modern amenities to ensure comfort and convenience. The gourmet kitchens stand out with granite countertops, custom cabinetry, and Whirlpool appliance packages. These kitchens are not only functional but also stylish, making them perfect for both everyday cooking and entertaining guests. The homes also feature hardwood floors, adding a touch of elegance and warmth. The 9-foot ceilings on the main level create a spacious and airy feel, enhancing the overall living experience.

Living Spaces

The layout of these homes is designed to accommodate the needs of modern families. They typically offer up to 5 bedrooms and 4 bathrooms, providing plenty of space for everyone. Many homes include additional spaces like media rooms, flexible loft areas, and guest suites. These features make the homes versatile and suitable for various lifestyles and preferences.

Custom Options

For those looking for a personalized touch, many homes in Settlers Lake offer options for custom upgrades. From enhanced flooring choices to upgraded kitchen features, homeowners can tailor their living spaces to better suit their tastes and needs.

Property Sizes and Layouts

Settlers Lake offers a range of property sizes, ensuring that there is something for everyone. The homes range from 2,388 to 5,576 square feet, providing ample living space for families of all sizes. The larger homes, with up to 5 bedrooms and 4 bathrooms, are perfect for larger families or those who frequently host guests.

Spacious Lots

The properties in Settlers Lake are set on generous lots, allowing for plenty of outdoor space. This is ideal for families who enjoy outdoor activities or gardening. The larger lots also provide the opportunity for future expansions or additions, should the homeowners desire.

Functional Layouts

The homes are designed with functional layouts that maximize space and usability. Open floor plans are common, creating a seamless flow between the living, dining, and kitchen areas. This design is perfect for both everyday living and entertaining.

Outdoor Amenities

Outdoor spaces are a key feature of Settlers Lake homes. Many properties include landscaped yards, patios, and sometimes private pools. These areas provide a perfect setting for relaxation and outdoor activities. The community's commitment to maintaining beautiful outdoor spaces is evident in the well-kept lawns and common areas.

Energy Efficiency

Many homes in Settlers Lake are equipped with energy-efficient features, such as high-quality insulation, energy-saving appliances, and advanced HVAC systems. These features not only help reduce utility bills but also contribute to a more sustainable living environment.

Settlers Lake combines modern living with a serene, community-focused environment, making it a desirable place to call home. With a variety of architectural styles, spacious properties, and numerous amenities, it offers something for everyone.

Modern Upgrades and Amenities

Living in Settlers Lake means enjoying a host of modern upgrades and amenities designed to enhance your lifestyle. Homes here are equipped with the latest in home technology and stylish features, making everyday living comfortable and convenient.

Interior Upgrades

Many homes in Settlers Lake come with top-notch interior upgrades. Kitchens are outfitted with high-end Whirlpool appliances, granite countertops, and custom cabinetry. These features not only provide a luxurious feel but also ensure durability and functionality. Hardwood floors throughout the main living areas add a touch of elegance, while 9-foot ceilings create a spacious and open atmosphere.

Energy Efficiency

Homes in Settlers Lake are designed with energy efficiency in mind. High-quality insulation, energy-saving appliances, and advanced HVAC systems help reduce utility costs and promote sustainable living. These eco-friendly features are increasingly important for homeowners looking to minimize their environmental impact.

Community Amenities

Residents of Settlers Lake have access to a variety of community amenities that make life enjoyable and convenient. The two-story clubhouse is a central hub for social gatherings and community events. The sparkling pool, complete with lounge chairs and tables, offers a perfect spot for relaxation and recreation. For sports enthusiasts, there are tennis and basketball courts, as well as a children's playground for the younger residents.

Outdoor Recreation

The 18-acre lake at the heart of Settlers Lake provides ample opportunities for outdoor activities. Residents can enjoy canoeing, kayaking, and fishing right in their own neighborhood. The central neighborhood park, equipped with a fireplace, is an ideal place for gathering with friends and family.

Social and Health Benefits

The community's amenities promote an active and social lifestyle. The fitness center, playground, and sports courts encourage physical activity, while the clubhouse and neighborhood park provide spaces for social interaction. These features contribute to a strong sense of community and well-being among residents.

Community Amenities

Settlers Lake boasts a range of amenities that cater to the diverse needs of its residents. Whether you're looking to stay active, relax, or socialize, there's something for everyone in this well-appointed community.

Recreational Facilities

At the heart of Settlers Lake is an 18-acre lake, perfect for water-based activities like canoeing, kayaking, and fishing. The community also features a large, sparkling pool with a spacious deck for lounging. For those who enjoy sports, there are tennis and basketball courts available.

Clubhouse and Gathering Spaces

The two-story clubhouse serves as a central hub for community events and gatherings. Equipped with comfortable seating and modern facilities, it's an ideal place for socializing and hosting events. The central neighborhood park, featuring a cozy fireplace, is another popular spot for residents to gather and enjoy the outdoors.

Playgrounds and Parks

Families with children will appreciate the well-maintained playgrounds, providing a safe and fun environment for kids to play. The community also offers plenty of green spaces and parks, perfect for picnics, walks, or simply enjoying nature.

Fitness and Wellness

Staying active is easy in Settlers Lake, thanks to the fitness center and various sports facilities. The community's amenities are designed to promote a healthy and active lifestyle, making it easy for residents to stay fit and engaged.

Local Conveniences

Settlers Lake's prime location offers convenient access to shopping, dining, and entertainment options in nearby Alpharetta and downtown Atlanta. The community is also close to major roads like GA400, making commuting and travel a breeze.

Safety and Maintenance

The community is well-maintained and features amenities such as sidewalks and streetlights, ensuring a safe environment for all residents. The homeowners' association takes care of common areas, providing a well-kept and attractive neighborhood.

Settlers Lake offers a blend of modern conveniences and natural beauty, making it an ideal place to call home. With its array of amenities and community-focused design, residents can enjoy a high quality of life in a welcoming and vibrant environment.

Local Schools

Settlers Lake is part of the highly-rated Forsyth County School District, known for its excellent educational programs and supportive environment. Families in this community have access to top-tier schools, ensuring a solid educational foundation for their children.

Elementary Schools

  • Coal Mountain Elementary School: Serving grades PK-5, Coal Mountain Elementary is known for its strong academic programs and dedicated staff. The school focuses on creating a nurturing environment where young students can thrive.

  • Silver City Elementary School: Also serving grades PK-5, Silver City Elementary emphasizes a balanced education with a variety of extracurricular activities to support student growth.

Middle and High Schools

  • North Forsyth Middle School: Catering to grades 6-8, North Forsyth Middle School provides a comprehensive education with a focus on preparing students for high school. The school offers a range of academic and extracurricular programs to foster well-rounded development.

  • North Forsyth High School: Serving grades 9-12, North Forsyth High School is recognized for its academic excellence and robust athletics programs. The school aims to prepare students for college and career success with a variety of advanced placement courses and vocational training options.

Private and Alternative Education

In addition to the public schools, there are several private and alternative education options nearby. These include Montessori schools, faith-based institutions, and specialized learning centers, providing families with a wide range of educational choices.

Nearby Communities and Cities

Settlers Lake is strategically located, offering residents the perfect blend of suburban tranquility and urban convenience. The community's prime location provides easy access to various nearby cities and neighborhoods, enhancing the overall living experience.

Nearby Cities

  • Alpharetta: Just a short drive south, Alpharetta is known for its vibrant downtown area, upscale shopping, and diverse dining options. The city also hosts numerous events and festivals throughout the year, making it a popular destination for Settlers Lake residents.

  • Roswell: Another nearby city, Roswell boasts a rich history and a charming downtown area. With its array of parks, historic sites, and cultural attractions, Roswell offers a perfect weekend getaway or day trip.

  • Gainesville: Located to the northeast, Gainesville is known for its scenic beauty and access to Lake Lanier. This city provides ample opportunities for outdoor activities such as boating, fishing, and hiking.

Surrounding Neighborhoods

  • Hopewell Road Area: East of Settlers Lake, the Hopewell Road area features a mix of residential developments and local businesses. This area offers additional dining, shopping, and recreational options for residents.

  • Jot Em Down Road Area: South of Settlers Lake, this neighborhood provides a rural charm with its open spaces and farmlands. It’s a great place for those who enjoy a quieter, more laid-back lifestyle.

Commuting and Travel

Settlers Lake's convenient location near GA400 ensures that commuting to nearby cities like Alpharetta and Atlanta is straightforward. This major highway provides quick access to various employment centers, shopping districts, and entertainment venues. Additionally, the community's proximity to Lake Lanier and the Blue Ridge Mountains means residents can easily enjoy weekend getaways and outdoor adventures.

Settlers Lake offers a unique combination of community-focused living with easy access to a variety of nearby cities and neighborhoods. This ideal location makes it a desirable place to live for those seeking both convenience and a high quality of life.

Sales Prices and Market Trends

Home prices in Settlers Lake have seen a steady increase over the past few years, reflecting the desirability and growth of the community. In 2023, the median sale price for homes in Settlers Lake is around $550,000. This is a significant rise from $335,000 in 2020, indicating a strong and appreciating market.

Recent Sales Data

Recent sales in Settlers Lake highlight the market's robustness. Homes have been selling for prices between $510,000 and $655,000. For example, a home at 4710 Leatherstone Way sold for $655,000, while another at 4675 Settlers Grove Rd. went for $512,000. This range demonstrates the variety in home sizes and features available in the community.

Annual Sales Trends

The number of homes sold annually in Settlers Lake has remained relatively stable, with about 20 to 25 homes changing hands each year. This consistency indicates a steady demand for homes in the area. The year-over-year stability in sales volume, coupled with rising prices, suggests a healthy real estate market.

Price Per Square Foot

The price per square foot in Settlers Lake also shows an upward trend. Currently, homes are selling for an average of $150 to $200 per square foot, depending on the home's size, location, and amenities. This metric is essential for potential buyers and sellers to consider when evaluating home values and making investment decisions.

County Tax Information

Property taxes in Settlers Lake are an important consideration for homeowners. The average annual property tax in this community is approximately $3,280. This amount supports the local infrastructure and public services that make Settlers Lake a desirable place to live.

Breakdown of Taxes

Property taxes in Forsyth County are calculated based on the assessed value of the property. For a home valued at $550,000, the annual property tax is around $3,280. This rate includes funding for local schools, road maintenance, public safety, and other essential services.

Tax Benefits

One of the benefits of living in Forsyth County is the relatively low property tax rate compared to some neighboring areas. This lower rate makes Settlers Lake an attractive option for homeowners looking to maximize their investment while enjoying high-quality community amenities and services.

Payment and Assessment

Property taxes are typically paid annually, with the option for homeowners to include them in their monthly mortgage payments through an escrow account. Forsyth County provides detailed assessments and payment options to ensure residents can manage their taxes efficiently and transparently.

Senior Tax Exemptions

Forsyth County offers tax exemptions for senior citizens, which can significantly reduce the tax burden for eligible homeowners. These exemptions are based on age and income criteria, providing financial relief and making Settlers Lake a viable option for retirees and older adults.

Summary

Settlers Lake in Cumming, GA, offers a unique blend of suburban tranquility and urban convenience, making it a desirable place to live. The community features homes built between 2006 and 2019, with sizes ranging from 2,388 to 5,576 square feet and prices averaging around $584,000. The architectural styles include traditional and ranch designs, with modern upgrades such as gourmet kitchens, hardwood floors, and energy-efficient appliances.

Residents enjoy a range of amenities, including a two-story clubhouse, a sparkling pool, tennis and basketball courts, and a central neighborhood park. The 18-acre lake provides opportunities for canoeing, kayaking, and fishing. The community is part of the highly-rated Forsyth County School District, with access to top schools like Coal Mountain Elementary and North Forsyth High School.

Nearby cities like Alpharetta and Roswell offer additional shopping, dining, and entertainment options, while easy access to GA400 makes commuting a breeze. The real estate market in Settlers Lake is strong, with rising home prices and stable sales volume. Property taxes are reasonable, with options for senior tax exemptions.

Settlers Lake combines modern living with a serene, community-focused environment, making it an ideal place to call home.

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